NACA® was organized in 1976 by a group of highly qualified catastrophe adjusters. The association is dedicated to improving professional standards, insuring working relations with one another and promoting the general welfare of the individual members.

The association has grown over the years and presently has a total of 381 members (249 General, 38 Associate, 43 Apprentice and 51 Business Associate.) Members are located throughout the United States, Canada, and Venezuela. Most are available to insurance companies, self insured's or adjusting firms on an individual basis for the purpose of adjusting catastrophic losses.

Our Mission is to provide a professional organization focused on excellence in catastrophe insurance adjusting for members through education, shared resources, and technology.

TERMS OF USE

The terms and conditions set forth below (the "terms") govern you while on this site on the World Wide Web (the "site") and are legally binding on you. If you do not agree with any of the listed conditions, do not access or otherwise use this site or any information contained on this site. Your use of the site shall be deemed to be your agreement to each of the terms set forth below.

General use Restrictions All information, documents, products and services, trademarks, logos, graphics, and images ("Materials") provided on this site are copyrighted or trademarked and are the property of NACA  Any unauthorized use of any material contained on the site may violate copyright laws, trademark laws, the laws of privacy and communications statutes

NACA grants you the limited right to display the Materials only on your personal computer for your personal use. You agree not to use the materials for any other purpose without the prior written consent of NACA. Without limitation, you agree not to reproduce, re-distribute, sell, publish, broadcast or circulate any information contained in the materials to anyone, including others in the same company or organization. You may not post content from this site to news groups, mail lists, or bulletin boards. You acknowledge and agree that, except as set forth herein, you have no right to modify, edit, alter or enhance any of the materials in any manner. This limited license terminates automatically, without notice to you, if you breach any of these terms. Upon termination you agree to immediately destroy any printed or downloaded materials.

You agree not to "frame" or "mirror" any materials or third-party content contained on this site on any other server or internet based device without the advanced written permission of NACA or its licensors, respectively.

This site may be linked to other sites on the World Wide Web or Internet which are not under the control of or maintained by NACA. Such links do not constitute an endorsement by NACA. You acknowledge that NACA is providing these links to you only as a convenience, you further agree that NACA is not responsible for the content of such sites.

Certain areas of this site are password restricted to authorized users ("Restricted Areas") If you are an authorized user of the Restricted Areas, you agree that you are entirely responsible for the confidentiality of your password and account information, and agree to notify NACA immediately if your password is lost, stolen, disclosed to an unauthorized third party, or other wise may have been compromised. You agree that you are entirely responsible for any and all activities which occur under your account, including any fees which may incurred under your password protected account whether or not you are the individual who undertakes such activities. You agree to immediately notify NACA of any unauthorized use of your account or any other breach of security in relation thereof known to you.

You acknowledge that this site may include certain inaccuracies or typographical errors which may affect the quality of materials and third-party content. You acknowledge that the materials or any third-party content have not been independently verified or authenticated in whole or in part by NACA, and agree that NACA does not warrant the accuracy or timeliness of materials or the third-party content, and further agree that NACA has no liability for any omissions in the materials and third-party content, whether provided by NACA or any third-party

LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, NACA SHALL NOT BE LIABLE TO YOU OR THIRD-PARTY CLAIMING THROUGH YOU FOR ANY DAMAGE SUFFERED AS A RESULT OF YOUR DISPLAYING, COPYING OR DOWNLOADING INFORMATION OR MATERIAL CONTAINED ON THIS SITE. IN NO EVENT SHALL NACA BE LIABLE TO YOU OR ANY THIRD-PARTY FOR ANY INDIRECT, EXTRAORDINARY, EXEMPLARY, PUNITIVE, SPECIAL INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING LOSS OF DATA, REVENUE, PROFITS OR OTHER ECONOMIC ADVANTAGE) HOWEVER ARISING, WHETHER FOR BREACH OR IN TORT EVEN IF NACA HAS PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH POSSIBLE DAMAGE.

LOCAL LAWS

NACA controls and operates this site from it's headquarters in the United States of America and makes no representations that the materials are appropriate or will be available for use in international locations. If you use this site form outside the United States of America, you are entirely responsible for compliance with applicable local laws, including but not limited to the export and import laws of other countries in relation to the materials and third-party content.

VIOLATION OF TERMS OF THIS SITE

If you violate the terms of this site, NACA reserves the right to terminate service to you without further notice or explanation. NACA' s preferred course of action is to advise you of your inappropriate behavior and advise you of any corrective action. However, flagrant violations of these Terms as determined by NACA in its sole discretion, will result in immediate termination of service.

You agree that NACA and it's licensors may make improvements and/or changes in the services and prices described in this site, if any, at any time without notice, and further agree that NACA can revise these Terms at any time without notice by updating this posting. Your continued use of the site after such modifications have been made constitutes your acceptance of such revised Terms.

Any action related to these Terms will be governed by Washington Law and controlling U.S. Law without regard to the choice or conflicts of law provisions of any jurisdiction. You agree to the jurisdiction of the courts located in Chelan County, Washington for the resolution of all disputes arising from or related to these Terms and/or your use of the site.

The failure of NACA to enforce any right or provision in these Terms shall not constitute a waiver of such right or provision unless acknowledged and agreed to by NACA in writing. The Terms comprises the entire agreement between you and NACA and supersede all prior or contemporaneous negotiations, discussions or agreements, if any, between the parties regarding the subject matter contained herein. Your use of the Site, however, is subject to the additional disclaimers and caveats that may appear throughout the site.

TRADEMARKS

"NACA", nacatadj.org "are trademarks of NACA in the United States or other countries. Unauthorized use or duplication of these marks is strictly prohibited by law.

Contact Us

If you have questions regarding the practices of NACA, please contact us by e-mail at naca@nacatadj.org

Privacy Statement

NACA®, "National Association of Catastrophe Adjusters, Inc."

Your Privacy

Your privacy is of great importance to us. As a user of this web site (the "Site"), you are valued by us and we will take appropriate measures to protect the information provided by and collected from you on the Site in connection with the functions, facilities and services offered on our Site (the "HOME OF NACA" ). As our business changes and grows, so will this policy. Please check back periodically for additions and changes.

Information We Collect and How we use it

We only request and use information absolutely essential to respond to your requests for information on our  services and to inform you of services we think may be of interest to you. Our site uses your IP address (an IP address identifies the type of browser you are using i.e. Netscape; Internet Explorer by assigning a unique number) for general system administration to serve you better by diagnosing problems with our server.

Cookies

At times, we may use a feature of your browser to send your computer a "cookie". Cookies are used by thousands of web sites in order to enhance your web experience. A cookie is a small data file that assigns a unique anonymous number to your browser from a web server and is stored on your computer's hard drive. Cookies can not damage or read information stored on your hard drive. Cookies make your web experience more enjoyable by storing passwords and preferences. You can adjust your browser settings to refuse all cookies or to inform you when a cookie is being placed on your hard drive. However, your election not to accept cookies may diminish your experience with the Site because of additional time needed to repeatedly enter information.

Disclosure of Personal Information

We will not disclose, sell, trade, or rent Personal Information without your prior consent, except to the extent necessary to provide you with a requested NACA Service. In certain rare circumstances, we may be compelled by law to disclose your Personal Information, such as in connection with a lawsuit or other legal proceeding. In the event disclosure is required, we will use reasonable commercial efforts to try to secure confidential treatment of the disclosed Personal Information, including prohibiting use of the information for any commercial purpose.

In addition, we reserve the right to disclose certain information when, in its sole discretion, it determines that such disclosure is necessary to protect NACA or its employees, their rights or property, or to protect the physical safety or health of employees of NACA or a member of the general public.

Any submissions that you make to any public areas of the Site such as bulletin boards ("Public Areas") will be public and will not be considered Personal Information. We do not control, and are not responsible for, the actions of other users of the Site or of Clients with respect to any information you post in Public Areas. In addition, information that you submit to Public Areas may be collected and used by others to send you unsolicited messages and for other purposes.

Links to Third Party Sites

You may be able to access third party web sites through links available on this Site. You understand and agree that your use of such third party sites, including other NACA sites, will be governed by the privacy policies of those sites and not by this Privacy Statement.

Children's Personal Information

The NACA Services and this Site are not intended for children under the age of 13 years age. We will not knowingly collect information from children under the age of 13. We encourage parents and legal guardians to monitor their children's Internet usage and to help enforce our Privacy Statement by instructing their children to never provide information on this Site without their permission.

User Access to Personal Information

If you desire access to your own Personal Information, to correct existing Personal Information, or to remove your Personal Information, please contact us using the contact information provided below. If you request removal of Personal Information, you acknowledge that residual Personal Information may continue to reside in NACA' s records and archives, but NACA will not use that information for a commercial purpose. NACA reserves the right to maintain your Personal Information if NACA has suspended, limited, or terminated your access to the Site for violating the NACA Terms of Use.

Protection of Information

NACA will maintain the confidentiality of the information it collects. We maintain internal practices that help protect the security and confidentiality of this information by limiting employee access to and use of this information.
If you have any questions regarding this policy, please contact naca@nacatadj.org