| Is price or service the most important factor in recommending a provider's business protection product? |
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In Focus: Large corporate healthcare schemes
Employers that self-insure their medical expenses are well aware of the flexibility and cost savings that non-insured schemes enjoy. But with providers leaning towards more profitable insured arrangements and smaller intermediaries still reluctant to take the plunge, will the market ever move forward? Edmund Tirbutt reports
Fanning the flames of Income Protection
For all the rhetoric, income protection providers have failed to mount a successful campaign to raise consumer awareness about the product. Could this be their last chance? Nicki Lundy reports
Moratorium or bust?
Moratorium underwriting is said to keep PMI affordable for more consumers, but it is best sold with specialist advice, argues Emily Perryman
Nice to have or need to have?
Price and service remain the key battlegrounds in the group income protection market. But what additional benefits are being offered by insurers in an effort to stand out from their competitors? David Sawers reports
Aetna Global Benefits health insurance
Unum LifeWorks
In brief …
Group risk developments give industry cause for celebration
Employers handed age discrimination lifeline by EU court
Industry abuzz after biggest ever Health Insurance Awards
Health insurance industry steps up anti-fraud measures
Global downturn ‘could hit expat clients’ spending habits’
People moves
Top 10 Tips to advising of individual income protection
Analysis - Workplace wellbeing
Comment - Keith Smout,senior healthcare consultant, SBJ Benefit Consultants
Comment - Neil Hodgkinson, healthcare manager, Sherwood Healthcare
Comment - Jack Hunter, managing director, Regent Healthcare
Comment - Business protection begins at home
Comment - Distribution dilemma
